Reach for the right class.

Summaries of all our policies, with what is covered, what is not, and the limits, so you can see which one is right for your client.

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01PI

Professional Indemnity

When the advice is the thing that went wrong

Your client sells advice, design or a professional service for a fee. Consultants, agencies, recruiters, and the long tail of miscellaneous professions. If the loss comes from what they told someone to do, this is the class.

Civil liability from the professional work, including breach of professional duty and unintentional confidentiality breach
Defence costs for covered claims
Unintentional defamation and intellectual property infringement
Unintentional Australian Consumer Law breaches tied to the services
Contractual liability where it would have attached anyway, without the contract
Liability for consultants, subcontractors and agents under the insured's supervision and control, where the insured is legally liable
Loss of documents, limited to the cost of restoring or replacing them
Continuous cover where prior PI was held without a break, subject to the wording
Up to one hour of free legal advice via Martello Law on a matter that may give rise to a claim

Price a PI risk

02GL

General Liability

When someone gets hurt, or something gets broken

Your client has a shopfront, a work site, a product on someone else's shelf, or a van that turns up at other people's premises. Where PI answers for what they said, GL answers for what happened to a person or their property.

Legal liability for third-party bodily injury or property damage from the business
Premises liability where customers, clients or the public come on site
Products liability for goods supplied, sold or distributed
Completed operations arising from work the insured has finished
Work carried out away from the insured's premises
Tenant's liability for damage to premises occupied but not owned
Defence costs for covered claims

Price a GL risk

03IT

IT Liability

When the technology built for a client fails

Your client builds, integrates, hosts or supports technology for other businesses. Software houses, SaaS companies, IT consultants, MSPs, and web and app shops. Its own class, not a miscellaneous PI workaround.

Civil liability from designing, building, integrating, hosting or supporting technology for clients
Defence costs for covered claims
Unintentional intellectual property infringement arising from the IT work
Unintentional breach of confidentiality or privacy arising from the IT work
Loss of or damage to client data from a negligent act, error or omission, subject to policy terms
Vicarious liability for employees and contracted developers, subject to policy terms

Price a IT risk

The wording governs. The full policy wording comes with every quote and sits on the Attsure platform. Where anything on this page and the wording disagree, the wording wins.

04Indicative pricing

Price a risk in about two minutes.

Enter a few details and the indicative engine gives you a non-binding quote, subject to the full question set. Saves time when we are not even in the ballpark.

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